1. Accident Only Cover
Your pet will be covered up to the maximum vet fee limit for up to 12 months for each covered accident subject to the renewal of the policy and premiums being paid on time. Once either the 12 month time limit or maximum vet fee limit is passed, the injury will no longer be covered.
There is no cover for illness under this type of cover unless it develops as the result of an accident.
2. Maximum Benefit Cover
Your pet will be covered up to the maximum vet fee limit for each covered illness and injury subject to the renewal of the policy and premiums being paid on time. Cover will continue until the vet fee limit is reached, once the limit has been reached for a condition, that condition will no longer be covered.
3. Lifetime Cover
With lifetime reinstatement cover, your pet will be covered up to the vet fee limit for all covered illnesses and injuries per policy year. Subject to the insurer offering renewal and premiums being paid on time, cover will reinstate at renewal and all eligible conditions will continued to be covered up to the vet fee limit. There is no limit to how long you can claim for each illness or injury as long as your premiums are paid up to date and the insurer continues to invite renewal.