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Lifetime Pet Insurance

Choose from 3 cover levels to suit your needs.

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Been with Insure Your Paws for a number of years. Really straightforward and hassle-free if you have to make a claim. Keep you updated and respond in timely fashion.
Lynn - Insure Your Paws customer - 17th April 2023

What is Lifetime Pet Insurance?

Lifetime pet insurance is the most comprehensive cover we offer. It provides cover for unexpected veterinary for your cat or dog. As long as you renew your policy, your pet will continue to be covered for repeated illnesses up to your policy limits.

With Insure Your Paws, you and your paws will be in good hands when the unexpected happens. Our careline is open to take your call any time of day and night, throughout the year. Your vet bills can be paid directly so less for you to worry about. We'll do the heavy lifting to keep things simple, so you can spend more time with your paws, and less time with your Insurer.

Why Choose Us?
  • Award Winning Insurance Provider
  • We can pay your vet directly*
  • Free 24/7 veterinary support
  • Easy Claims Process
  • No Extra Cost to Pay Monthly
  •     * subject to the vet practice's acceptance of direct payments

Frequently Asked Questions

  • Is Lifetime Pet Insurance worth it?

    Getting Lifetime Pet Insurance could be very valuable if you consider that your pet will be covered for long-term and/or recurring illnesses during the policy period, especially when they get older. It is also beneficial and suited if you have an expensive pedigree pet that could potentially suffer from hereditary illnesses.

  • When should I buy Lifetime Pet Insurance?

    Overall, the earlier you get Lifetime Pet Insurance for your pet, the more you can benefit as puppies and kittens tend to be more accident susceptible. With Lifetime Pet Insurance you will rest assured that cover for those unfortunate mishaps can continue and they are also covered if they develop some health conditions in the coming years.

  • What is the best Pet Insurance?

    Assessing the best Pet Insurance for you depends entirely on your budget and needs. However, the Lifetime Pet Insurance is considered the most comprehensive policy on the market if this is what you are looking for.

With a Lifetime policy, your cover limits refresh each year you renew.

What does Lifetime Pet Insurance Cover?


What's not covered


What does Lifetime Pet Insurance Cover?

Veterinary Fees

The Vet fees cover is provided up to the limit on your policy schedule, per each specifically identifiable illness or injury per policy year subject to the renewal of the policy at each anniversary and premiums paid on time.

Third-Party Liability

Cover provided for accidental bodily Injury (fatal or non-fatal) or accidental damage to property not owned by you or in the custody or control of you caused by your dog.

Emergency Boarding Kennel or Cattery Fees

We will pay the cost, up to the policy limit, of boarding your pet at a licensed premise if you, or anyone normally living with you, need to go into hospital for emergency medical treatment.

Theft or Straying

We will cover the purchase price of your pet up to the policy limit if it is stolen or goes missing and no recovery is made within 45 days, despite advertising and offering a reward. If your pet is lost or stolen you must contact us and police within 48 hours of your pet going missing.

Advertising and Reward Costs

Cover provided for the cost of local advertising if your pet is lost or stolen as well as the cost of a suitable reward up to the policy limit.

Accidental Death

We will pay the purchase price up to the policy limit of your pet if it dies or has to be put to sleep by a vet following an accident.

Holiday Cancellation

This provides cover for any cancellation costs that you cannot recover if you have to cancel or cut short your holiday because your pet got injured/illness while you are away.

Overseas Travel Insurance

We will reimburse you for up to the policy limit for veterinary fees, quarantine costs, emergency repatriation and loss of passport during a journey made by you and your pet within the European Union.

What's not covered

We can pay vets directly, so you don’t need to worry when your pet needs your full attention.

Compare Other Types of Pet Insurance

Depending on the vet fee limit selected, cover can be provided for veterinary fees up to a maximum of £6,000, for each covered illness or injury subject to the renewal of the policy and the premiums being paid on time. Once the vet fee limit has been reached, that condition will no longer be covered.

  •   Veterinary Fees
  •   Third-Party Liability (Dogs Only)
  •   Accidental Death
  •   Emergency Boarding Kennel or Cattery Fees
  •   Theft or Straying
  •   Holiday Cancellation
  •   Lost & Found Ads
  •   Overseas Travel

If you've got more than one cat or dog, you might want to consider a multi-pet policy and have all of your documents in one place!