Is Accident Only Pet Insurance worth it?

Accident Only Pet Insurance gives you peace of mind that your pet will get proper treatment in case they get injured in an accident or if you become legally responsible for third-party liability for a mishap involving your dog. Although it is a good option for pet insurance, there are other more comprehensive cover levels available such as Lifetime Pet Insurance, which includes cover for reoccurring and ongoing illnesses indefinitely.

What is considered an accident for Pet Insurance?

A sudden, unexpected, and unplanned event which occurs during the period of insurance, which causes bodily injury or death to your pet. Accidents usually include torn ligaments, bite wounds, cuts, broken bones, swallowed objects and toxic ingestions. Therefore, vet fees can be covered for x-rays, MRI, ultrasounds, bloodwork, sutures, medications, hospitalizations and surgery.

When should I buy Accident Only Pet Insurance?

Accident Only Pet Insurance covers accidents that happen during the period of insurance. The sooner you insure your dog or cat, you can benefit from the cover greatly as puppies and kittens are more accident prone.

Accident Only Pet Insurance from £5.10* per month!

* Based on Dog Accident Only £1,000 cover.

Get a Quote

My dog has a lifetime illness which they paid out for her treatment a couple of years ago and I feel relaxed knowing they will continue to cover my dog for her condition going forward.
Charlotte - InsureYourPaws's Customer - 14^th April 2020

What is Accident Only Pet Insurance?

Accident Only Pet Insurance is the most basic and economic policy you can get for your pet, whether it is a cat or dog. With this policy in place, you are covered for the costs of vet fees in the event your pet needs treatment for injuries due to an accident, including any illness resulting from this, up to 12 months or until it reaches the policy limit.

At InsureYourPaws.co.uk, Accident Only Pet Insurance also covers for third party liability (dogs only).

Don’t wait, get a quote today!

Why Choose Us?

Award Winning Insurance Provider
Multi-Pet discount*
We Can/Will Pay Vets Directly
Choice of 3 Cover Levels
Easy Claims Process
No Extra Cost to Pay Monthly

* may be subject to minimum premiums

Frequently Asked Questions

Is Accident Only Pet Insurance worth it?

Accident Only Pet Insurance gives you peace of mind that your pet will get proper treatment in case they get injured in an accident or if you become legally responsible for third-party liability for a mishap involving your dog.

Although it is a good option for pet insurance, there are other more comprehensive cover levels available such as Lifetime Pet Insurance, which includes cover for reoccurring and ongoing illnesses throughout lifetime of your pet.
What is considered an accident for Pet Insurance?

A sudden, unexpected, and unplanned event which occurs during the period of insurance, which causes bodily injury or death to your pet. Accidents usually include torn ligaments, bite wounds, cuts, broken bones, swallowed objects and toxic ingestions. Therefore, vet fees can be covered for x-rays, MRI, ultrasounds, bloodwork, sutures, medications, hospitalizations and surgery.
When should I buy Accident Only Pet Insurance?

Accident Only Pet Insurance covers accidents that happen during the period of insurance. The sooner you insure your dog or cat, you can benefit from the cover greatly as puppies and kittens are more accident prone.

For long-term or recurring illness cover for your pet, choose Lifetime Pet Insurance. Get a Quote!

What does Accident-Only Pet Insurance Cover?

- Veterinary Fees
The vet fees cover is provided up to the limit on your policy schedule, per each specifically identifiable injury and an illness resulting from an accident for a 12 months period subject to the renewal of the policy at each anniversary and premiums paid on time.
- Third-Party Liability
Cover provided is for accidental bodily Injury (fatal or non-fatal) or accidental damage to property not owned by you or in the custody or control of you caused by your dog.

What's not covered

Any pre-existing illness or injury, illness within the first 14 days or injury within the first 48 hours
Any pet less than 8 weeks or more than 8 years of age for dogs; or less than 8 weeks or more than 10 years of age for cats, at the start date of your policy
If you live outside the United Kingdom for a period over 6 months
Any pet which has aggressive tendencies or has been trained to attack
Medication not being recommended by a vet.
For the full list of exclusions please read the Policy Wording

We can pay vets directly, so you don’t need to worry when your pet needs your full attention.

From £7 * per monthGet a Quote
* Based on Maximum Benefit £2,000 cover for a 1 year old neutered female Yorkshire based in NP15.

Depending on the vet fee limit selected, cover can be provided for veterinary fees up to a maximum of £6,000, for each covered illness or injury subject to the renewal of the policy and the premiums being paid on time. Once the vet fee limit has been reached, that condition will no longer be covered.

Veterinary Fees
Third-Party Liability (Dogs Only)
Accidental Death
Emergency Boarding Kennel or Cattery Fees
Theft or Straying
Holiday Cancellation
Lost & Found Ads
Overseas Travel

From £9 * per monthGet a Quote
* Based on Lifetime £ 5,000 cover for a 1 year old neutered female Small Mongrel based in NP15.

Depending on the vet fee limit selected, this reinstatement policy can provide cover for veterinary fees up to a maximum of £10,000 per policy year for all new covered illnesses or injuries. As long as the policy is renewed and premiums paid on time, it will provide cover for long-term or recurring illnesses for the subsequent period of insurance.

Veterinary Fees
Third-Party Liability (Dogs Only)
Lifetime Cover
Accidental Death
Emergency Boarding Kennel or Cattery Fees
Theft or Straying
Holiday Cancellation
Lost & Found Ads
Overseas Travel

If you've got more than one cat or dog, you might want to consider a multi-pet policy ^**. You could cover multiple pets at the same time, qualify up to 10% discount and have all of your documents in one place!

** may be subject to minimum premiums